SMS/TEXT MESSAGING POLICY

Black Business Coalition

Effective Date: June 12, 2026

The Black Business Coalition (“BBC,” “we,” “our,” or “us”) may communicate with members, applicants, business owners, affiliates, referral partners, contractors, event participants, directory listing participants, customers, and website users through text messages (“SMS”), multimedia messages (“MMS”), and other mobile messaging services.

This SMS/Text Messaging Policy explains how the Black Business Coalition collects consent, sends text messages, manages subscriber preferences, and protects user rights.

By providing your mobile phone number and opting into BBC text messaging programs, you agree to the terms of this Policy.

1. PURPOSE OF TEXT MESSAGING

The Black Business Coalition may use text messaging to provide:

  • Membership updates
  • Program announcements
  • Event reminders
  • Event confirmations
  • Appointment reminders
  • Business opportunity notifications
  • Referral program updates
  • Affiliate program communications
  • Directory listing notifications
  • Educational content
  • Training updates
  • Promotional offers
  • Marketing communications
  • Customer service communications
  • Account-related notices
  • Security notifications
  • Administrative communications

Participation in SMS communications is generally voluntary.

2. CONSENT TO RECEIVE TEXT MESSAGES

By:

  • Providing your mobile phone number,
  • Submitting an online form,
  • Registering for an event,
  • Joining a membership program,
  • Participating in a referral or affiliate program,
  • Applying for a contractor opportunity,
  • Checking an SMS consent box,
  • Texting a keyword to a BBC number,

you expressly consent to receive text messages from the Black Business Coalition.

Consent is not a condition of purchasing any product, service, membership, or opportunity unless specifically disclosed.

3. TYPES OF MESSAGES

Subscribers may receive:

Informational Messages

Including:

  • Membership confirmations
  • Registration confirmations
  • Event reminders
  • Appointment reminders
  • Program updates
  • Service notifications
  • Account communications

Marketing Messages

Including:

  • Promotional offers
  • Business opportunities
  • New programs
  • Educational resources
  • Events
  • Sponsorship opportunities
  • Referral opportunities
  • Special announcements

Message frequency may vary.

4. MESSAGE AND DATA RATES

Message and data rates may apply.

The Black Business Coalition does not charge for receiving text messages unless specifically disclosed.

Your mobile carrier’s standard messaging and data rates may apply.

Participants are responsible for any fees charged by their mobile service provider.

5. OPTING OUT

You may opt out of receiving text messages at any time.

To stop receiving messages, reply:

STOP

Upon receiving a valid STOP request, the BBC will make reasonable efforts to remove your number from applicable SMS marketing lists.

You may receive a final confirmation message confirming your opt-out request.

Opting out of marketing messages does not necessarily prevent the BBC from sending:

  • Transactional messages
  • Legal notices
  • Security notifications
  • Administrative communications
  • Membership-related communications where permitted by law

6. HELP REQUESTS

For assistance, reply:

HELP

or contact the Black Business Coalition through the contact information provided on our website.

7. ACCURATE CONTACT INFORMATION

You agree to provide and maintain accurate contact information.

You represent that:

  • You are the authorized user of the mobile phone number provided.
  • You have authority to consent to receiving messages at that number.
  • You will notify the BBC if your phone number changes.

The BBC is not responsible for messages sent to reassigned numbers when users fail to update their information.

8. THIRD-PARTY MESSAGING PROVIDERS

The BBC may utilize third-party messaging platforms and service providers to deliver SMS and MMS communications.

These providers may process:

  • Phone numbers
  • Message content
  • Delivery information
  • Opt-in records
  • Opt-out records

solely for the purpose of administering messaging services.

The BBC is not responsible for outages, delays, errors, or failures caused by third-party messaging providers or mobile carriers.

9. PRIVACY OF TEXT MESSAGING INFORMATION

Information collected through text messaging programs may include:

  • Phone numbers
  • Message history
  • Delivery status
  • Opt-in records
  • Opt-out records
  • Communication preferences

Such information may be used to:

  • Deliver messages
  • Manage subscriptions
  • Improve services
  • Maintain compliance
  • Respond to inquiries
  • Administer programs

Information is governed by the BBC Privacy Policy.

10. NO GUARANTEE OF DELIVERY

The BBC does not guarantee:

  • Message delivery
  • Message accuracy
  • Delivery timing
  • Service availability

Text messaging services depend on:

  • Mobile carriers
  • Network availability
  • Internet connectivity
  • Third-party service providers

The BBC shall not be liable for delayed, failed, or undelivered messages.

11. BUSINESS OPPORTUNITY AND EARNINGS DISCLOSURE

Text messages may contain information regarding:

  • Business opportunities
  • Referral programs
  • Affiliate programs
  • Contractor opportunities
  • Membership opportunities
  • Entrepreneurial resources

The BBC does not guarantee:

  • Income
  • Commissions
  • Leads
  • Customers
  • Referrals
  • Earnings
  • Business growth

Participants should review the BBC Earnings Disclaimer before participating in any opportunity.

12. PROHIBITED USE

Subscribers agree not to:

  • Use automated systems to abuse SMS programs.
  • Submit fraudulent information.
  • Interfere with messaging systems.
  • Misrepresent identity.
  • Use messaging programs for unlawful purposes.

The BBC reserves the right to suspend participation for misuse.

13. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE BLACK BUSINESS COALITION SHALL NOT BE LIABLE FOR:

  • Delayed messages
  • Undelivered messages
  • Carrier failures
  • Service interruptions
  • Lost profits
  • Lost opportunities
  • Indirect damages
  • Consequential damages
  • Incidental damages

arising from participation in SMS programs.

14. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless the Black Business Coalition and its officers, directors, employees, volunteers, contractors, affiliates, sponsors, and partners from claims arising from:

  • Your use of SMS services
  • Violations of this Policy
  • Misuse of messaging programs
  • Incorrect information provided by you

15. CHANGES TO THIS POLICY

The BBC reserves the right to modify this SMS/Text Messaging Policy at any time.

Updated versions become effective upon posting to the BBC website.

Continued participation after modifications constitutes acceptance of the revised Policy.

16. GOVERNING LAW

This Policy shall be governed by the laws of the Commonwealth of Virginia without regard to conflict of law principles.

17. CONTACT INFORMATION

Black Business Coalition

Website:
https://blackbusinesscoalition.org

For questions regarding this SMS/Text Messaging Policy, please contact us through the contact information available on the Black Business Coalition website.

SMS CONSENT ACKNOWLEDGMENT

By providing my mobile phone number and opting into Black Business Coalition communications, I acknowledge and agree that:

✓ I consent to receive SMS and MMS messages from the Black Business Coalition.

✓ Message frequency may vary.

✓ Message and data rates may apply.

✓ I may opt out at any time by replying STOP.

✓ I may request assistance by replying HELP.

✓ My information will be handled in accordance with the BBC Privacy Policy.

✓ Participation in SMS communications does not guarantee business opportunities, referrals, commissions, customers, or earnings.

✓ I agree to be bound by this SMS/Text Messaging Policy.