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Privacy Policy How the Black Business Coalition collects, uses, discloses, stores, and protects personal information. Terms of Service The rules that govern use of the Black Business Coalition website, programs, memberships, directory, and services. Cookie Policy How the Black Business Coalition uses cookies and similar technologies. Accessibility Statement The Black Business Coalition’s commitment to accessible digital experiences. Refund & Cancellation Policy Membership, program, directory, service, and cancellation terms. Copyright Policy Copyright ownership, permitted use, and infringement reporting. DMCA Copyright Policy How to submit copyright infringement notices and counter-notices. SMS/Text Messaging Policy Terms for text message communications from the Black Business Coalition. Affiliate & Referral Agreement Rules for referral partners, affiliate partners, and promotional participants. Independent Contractor Agreement General terms for independent contractor relationships. Business Directory Listing Agreement Rules for business listings, directory pages, and related services. Event Participation Waiver Terms for participation in Black Business Coalition events and activities. Earnings Disclaimer Important information about income examples, opportunity programs, and results.